Many people delay writing a will. Perhaps it's due to fear of the unknown, or anxiety at the thought of the end of life. It's understandable. You may have thought about what you'd like to happen when you die, but you're afraid to put it in writing because it feels too serious or final. Even if you're middle-aged, you might still be putting it off. Isn't estate planning for "old people"?
In past generations, family members, fiduciaries and other individuals often had to scour through safe-deposit boxes, desks and boxes to gather documents and photos left behind by a loved one. As our culture continues to move further away from paper toward a paperless society, more and more assets and memories are stored in the cloud. Our digital lifestyle has made it vital for individuals to address digital assets in estate planning documents, such as a will and powers of attorney.